The day I feared is here my Nikon Monarch 5 bit the big one. Orange halo around outside out one of the lenses when you look thru. So I got on the phone tried Nikon U.S out of toll free area. Then Nikon Canada on the phone and found out if they cant replace, but they can repair, sub it for another product or they will buy it back for the original purchase price. Seems to good to be true. There is one factor, a warranty report and the bill of sale. Found the the hard one because it was bought in 2018, now it is just fill out a report and copy the bill of sale then send it off to see what happens. I personally would be happy if they fixed it, but if the want to buy back I'm good with the Swarovski z3 that will be replacing it.